Smart Installment lets your business create flexible installment plans, e-sign agreements, automate collections and reduce defaults — in one platform. Trusted by retailers across the UAE, UK, Australia, New Zealand, the US & Canada.
No credit card required · Cancel anytime
Built for businesses in
Fewer defaults
Automated reminders & risk scoring keep accounts current
Hours saved weekly
No more spreadsheets, manual receipts or chasing payments
Multi-currency
Bill in AED, GBP, AUD, NZD, USD or CAD
Bank-grade security
Role-based access, audit trails & a secure customer portal
One platform to create plans, sign agreements, collect payments and grow customer relationships.
Build installment and buy-now-pay-later plans with the terms your business needs — weekly, monthly, or custom.
Generate branded contracts and collect legally-binding signatures remotely or in person.
Accept cards, digital wallets, bank transfer and local rails — reconciled automatically.
Cut late payments with scheduled reminders and receipts over Email and WhatsApp.
See collections, outstanding balances and portfolio risk in real time, with exportable reports.
Role-based access, audit logs and a self-service customer portal — built for compliance.
Go from sale to paid-in-full in three steps.
Create a customer profile and a payment plan with your terms — down payment, schedule, fees.
Generate a branded contract and collect signatures by email or WhatsApp — or in person.
Customers pay through their portal; reminders, receipts and reconciliation run on autopilot.
If you offer payment plans or in-house financing, Smart Installment fits your workflow.
Cards, wallets, bank transfer and local rails — reconciled automatically.
Credit / Debit Cards
Apple Pay & Google Pay
Bank Transfer
ACH / SEPA / BACS
Direct Debit
Cash Tracking
Start free, upgrade as you grow. Billed in USD — AED, GBP, AUD, NZD & CAD supported.
Custom
For large organizations
Smart Installment is software that lets any business offer its own installment and buy-now-pay-later (BNPL) plans — creating payment schedules, e-signing agreements, collecting payments, and automating reminders from one dashboard.
Businesses across the UAE, United Kingdom, Australia, New Zealand, the United States and Canada use Smart Installment. You can bill in AED, GBP, AUD, NZD, USD or CAD.
Each customer gets a secure self-service portal to view their plan, make payments, upload receipts, and sign agreements — no complex setup required.
Yes. Smart Installment uses role-based access, complete audit trails, and a secure customer portal, and supports region-specific compliance needs including data protection and e-signature validity.
Yes — start free, no credit card required. Upgrade as your customer base grows.